Effective December 1, the following states have adopted the new Cyber policy form and enhancements: Alabama, Delaware, Georgia, Maine, Missouri, Nebraska, South Dakota, and Utah.
If you have existing open offers in these states, please go back and re-quote in order to extend these benefits to your client.
A reactionary approach won't be enough if a crisis event happens. Business owners of any size should be aware of the ramifications they'll face following a sudden and unexpected security incident before it happens. Unfortunately, a crisis event can happen any place at any time – a place of worship, a hospital, a yoga studio, a warehouse – you name it. Your clients need to take a proactive approach to preventing a crisis and just as importantly know how to respond to and recover from one. It's their duty of care to their employees and the public.
We can help with that. Meet Gallagher Crisis Protect.
Finally, a product designed with the coverages your clients can use at a price they can afford.
Gallagher Crisis Protect – the only policy in the marketplace that offers indemnity and response coverage with as broad a range of insured events with as extensive a range of risk management services
While the changes are too numerous to list here, a few of the highlights, some of which carry sub-limits, include:
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In our continuing effort to keep the products on AJGcyber.com fresh and competitive, we are happy to reveal the following updates to the Lloyd’s Miscellaneous E&O product.
| Income threshold for reduced question set (“Fast track” quoting process) increased to $1,000,000 up from $500,000 | |
| Reduced rates across all business classes | |
| Simplified deductible calculations |